Edwin Capital is an advisor company in India providing an independent and professional mortgage advice, specifically crafted to cater to our customer needs.
Our intent is to advocate and obtain the best property financing option for client and take the hassle and stress out of the financing process. We achieve this by understanding clients need and offering the most appropriate product and financial institution based on their eligibility.
As we are an independent organization, we have access to various financing options from different lending institutions. We are not exclusive to any one lending institution but affiliated to most banks/NBFCs/FIs.
We support our customers through the complete mortgage procedure. This includes all paperwork and documentation, liaison with banks and financial companies, assistance in valuation and legal requirements, etc. We make the process easy & simple.

Home Loan :-
Home Loan is a Secured Loan offered against the security of a house/property which is funded by the financial institutions, the property could be a personal property or a commercial one. Home loans are the finances taken from a Housing Finance Institution.

The Housing Loan is a loan taken by a borrower from the bank/NBFCs/FIs issued against the property/security intended to be bought on the part by the borrower giving the lender a conditional ownership over the property i.e. if the borrower is failed to pay back the loan, the lender can retrieve the lent money by selling the property. Home loan plays an important role in helping one to realize his/her dream of having his/her own house.

Benefit/important features
•    Guidance throughout the process making home buying hassle free.
•    Doorstep service at your comfort.
•    Sanction approval without having selected a property.
•    Hassle free process
•    We provide unbiased advisory to our customers.
•    Simplified documentation.
•    Attractive Rate of interest
•    Wide choice of Banks/NBFCs/FIs
•    No Prepayment Charges if closed through own funds/Balance Transfer
•    Save money on Processing Fees.

Home Loans presented to :-
•    Purchase of under construction properties
•    Purchase of Ready Property
•    Self Construction
•    Purchase of Plot and Self construction there on

Transfer your existing loans to :-

  • Attractive rates for Balance Transfer of your loan.
  • Additional Top up loans along with Balance Transfer for your personal or business use.

Loan Against Property –
Planning to expand your business, looking for the expansion of your property, with loan against property you can complete your financial requirement.
If you have a dream to fulfill ! do not wait, your property can make a lot of difference in achieving your dream.
Live your dreams with a Loan Against Property! This multi-purpose loan puts funds at your disposal to use as you wish. What is more, this loan is available at a reasonable rate and can be repaid comfortably over as many as 10 years.
Benefit/important features
•    Get upto 70% of current market value of property as loan
•    Avail LAP on Residential or Commercial Property
•    Interest Saver Facility Available – pay interest on amount you use
•    LAP Overdraft Available
•    High Eligibility; Multiple Methods to Suit Your Requirement
•    Doorstep Service, 100% Confidentiality
•    No prepayment penalty or foreclosure charges on floating rate loan against property from banks to individuals

Loan Against Property presented to :-

•   Working capital requirement
•   Purchase of commercial property
•   Purchase of machinery

Transfer your existing loans to :

  • Attractive rates for Balance Transfer of your loan.
  • Additional Top up loans along with Balance Transfer for your personal or business use.

Lease Rental Discounting-
Lease Rental Discounting (LRD) is one of the loan schemes offered by financial institutions under which an applicant takes loan against his/her leased property. Under LRD, the borrower pledges the future rental earnings from the leased property to the bank for loan repayment. LRD is usually offered against commercial properties.
LRD is mostly beneficial for the builders/developers who make a huge investment in raising a commercial property for rent/lease purposes. The investments of the builders are in a way locked as the returns are obtained only in the form of rentals. Thus, they opt for LRD from financial institutions by pledging their future rentals from the property. Financial institutions also ensure that the future rental earnings from the property are secured before offering LRD.

The various factors that a bank keeps in mind while offering LRD are:
• Profile of the lessee.
• Credit worthiness of the lessee in terms of rent paying capacity.
• Location of the property with regards to factors such as growth prospects, presence of other industries, civic amenities, etc.
The eligibility of the loan under LRD is calculated by taking 70-75% of the net rental income and dividing it by per lakh EMI of the tenure of left over years in the lease rent agreement. Banks normally open an Escrow account along with the applicant. The rental/lease income is credited into this account and EMIs are deducted pit of it.

Commercial Property loan:
If you are planning for business expansion or the possibilities of new business, you required to be ready to make the most of it. Edwin Capital helps you to provide tailor made commercial property loan.

Important features:
•    We help you to get the maximum loan amount.
•    Attractive rate of interest
•    Door step services.
•    Simplified document process.

Transfer your existing loans to:

  • Attractive rates for Balance Transfer of your loan.
  • Additional Top up loans along with Balance Transfer for your personal or business use.

SME loans

Edwin Capital understands the unique needs of small and medium enterprises (SMEs) and we are devoted to facilitate them in their augmentation. We can assist our customers for short-term loans up to Rs. 2 crores without any primary or collateral security for business needs, and with payment options for 12 to 48 easy installments.
With competitive SME loan interest rates, flexible repayment options and a team of dedicated professionals bringing our services to your doorstep, any dream is possible.

Working capital:
Working capital helps to create the bridge and cultivate the growth of our clients businesses.

Business extension:
Whosoever is involved in business, after a certain period of time start looking for the expansion or growth. For expansion of manufacturing facilities, increasing product lines, geographical expansion, technology upgrades, forward/backward integration, augmentation of project loan etc.
For all these you need someone who is highly professional & experienced. Edwin capital has a got the team of experienced professional who can cater our customers need & bring the smile on their faces.

Margin Money Funding:
It is a product required for machinery purchase/LC/BG, purchase of business premises, etc.
Loan Amount
Edwin Capital can assist our clients to get maximum loan of upto Rs 2 crores without collaterals

Tenure options between 12 months to 48 months. Self employed Doctors can get loans upto 60 months.

Important features of Unsecured loan
•    Easy Repayment via Monthly Installments
•    Multi ways for eligibility
•    Any Kind of entity [Proprietor/Partnership/ Pvt Ltd/ limited Companies Eligible]
•    Short Term Loan Facility for Period of 36 to 48 Months
•    Machinery new of old
•    Vehicles

So what are you waiting for contact us or call us at 9814000942.